JHA Council Adopts General Approach on New Law Combating Non-Cash Payment Fraud
6 June 2018
2018-Max_Planck_Herr_Wahl_1355_black white_Zuschnitt.jpg Thomas Wahl

At its meeting on 9 March 2018, the Justice Ministers of the EU Member States endorsed a general approach on new legislation regarding the fight against fraud and counterfeiting of non-cash means of payment. The proposal for a directive was tabled by the Commission on 13 September 2017 (see eucrim 3/2017, p. 109).

The directive would replace an older framework decision of 2001. The aim of the reform is to update the legislation and keep pace with new technologies fraudsters use. Therefore, the directive would encompass not only traditional non-cash means of payment, such as bank cards or cheques, but also new forms of making payment that have appeared over recent years, e.g., electronic wallets, mobile payments, virtual currencies, etc.

In addition, the directive intends to eliminate operational obstacles that hamper investigation and prosecution. It also foresees the obligation to take preventive measures to enhance public awareness of fraudulent techniques, such as phishing or skimming.

The general approach reached in the Council now opens the door for negotiations with the European Parliament, which co-legislates on the new law. It is expected that the EP will submit its position in June 2018. LIBE is the responsible EP committee for the legislative dossier.

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2018-Max_Planck_Herr_Wahl_1355_black white_Zuschnitt.jpg
Thomas Wahl

Max Planck Institute for the Study of Crime, Security and Law (MPI CSL)

Public Law Department

Senior Researcher